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Brand New Real Estate for Brisbane Property Speculators

By Colin James


(Brisbane) Latest figures for property values in Brisbane City have home owners guffawing all the way to the bank, as the statistics prove that property values are on trend to rise by 2.2 percent every year.

Investment property guru Micki Holder says the projected unusual growth in Queensland property values is encouraging many individuals to take a position in the property market,"There is a definite market for backers desiring to buy quality houses that will serve as investment property. First time speculators abound, however they have done their homework and there is an expectancy that rental yield will be positive, if not honest to goodness competitive. Investing in house and land packages is a highly attractive option. "

Holder says that doubt is a major factor that holds many potential property investors back, in particular there is concern around repairing and maintenance costs,"Buying a rental property in a serious demand area kind of guarantees low vacancy rates, however the capability for high repair costs on existing housing stock is the gigantic unknown. "

"Making a capital gain is a driving factor for some financiers, who propose to retire off the proceeds of a rental property that they have paid down over a period of 20 years or so". Holder announces that good rental yield and capital gains do not always co-exist, however she explains that house and land packages address lots of the danger factors presented by older housing stock,"Many of our clients come to us for confirmation that purchasing an investment property in a blue chip area of town is not a financially responsible thing to do. They are extraordinarily shocked at this analysis, given the increases anticipated in capital gain projected over the lifetime of the investment, say 20 years. "

Capital gains tax and the cost of maintaining an older property located in a blue chip area can make severe inroads into any increase in property price. Holder asserts that having attention on rental yield from house and land packages shifts the perspective away from capital gain.

A once a year rental yield of 6 per cent is typical for the properties that Holder presents to her clients. Holder asserts that a 20 to 25 % deposit will be adequate to get a foot in the door, with many properties being paid off over the course of 20- 25 years. Nevertheless Holder announces that with rental yields providing a competitive investment, many of her clients choose to have a low debt ratio and live off the rental proceeds,"Generating retirement income from a brand new home is viewed as very low-risk by our clients," says Holder.




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